Terms & Conditions

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  Enrolment Date: The official date on which the first installment payment is successfully processed.
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  The Company: Refers to GOLD MINE (Flâneur Jewels Private Limited).
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  Scheme Term: A mandatory period of 330 days (11 months) commencing from the Enrolment Date.
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  Cool-Off Period: A 30-day verification and processing window following the successful deposit of the 10th installment.

Under the Gold Mine plan, clients are required to remit 10 fixed monthly installments. Upon successful completion, the company shall extend the following bespoke benefits:

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  Eligibility: Applicants must be 18 years of age or older. Minors and Non-Resident Indians (NRIs) are currently ineligible to participate.
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  PAN Mandate: Submission of a valid PAN card is strictly mandatory if the cumulative deposit value exceeds INR 1,50,000.

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  Minimum Denomination: Plans commence at a minimum of INR 2,000 and must be processed in multiples of INR 1,000.
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  Fixed Value: The monthly installment denomination is locked and cannot be altered once the initial payment is processed.
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  Grace Period: A 10-day grace period is permitted post the scheduled due date. Delays beyond this window may result in a reduction or forfeiture of the final bonus benefit.
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  Account Default: Failure to remit payments for 3 consecutive months will lead to automatic plan cancellation. Accumulated funds will be subsequently converted into non-refundable store credit.

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  The redemption window shall remain active for 60 days following the maturity date (up to the 330th day).
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  Strictly No Cash Refunds: Accumulated funds cannot be withdrawn or refunded in the form of cash, cheque, or bank transfers under any circumstances.
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  Full Redemption: The entire accumulated maturity value must be utilized in a single, consolidated invoice. Partial redemptions are not permitted.
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  Exclusions: Plan funds cannot be utilized for the purchase of pure Gold Coins, Gift Cards, or repair services.